Hastings Essential car insurance

So if you're looking for cheaper insurance premiums you've come to the right place. The Hastings Essential product has been specially designed to provide you with what we believe are just the essentials.

We have included, as standard, some features which we know are valuable to you:

  • Guaranteed courtesy car¹
  • The option to protect your no claims discount

For insurance which covers just the basics, get a quote now and see how much you could save.

  1. An essential Comprehensive car insurance policy means that following an accident, you are guaranteed the use of another car while your car is undergoing repair. This service also frequently extends to include recovery of the vehicle to your home or nearest approved repairer - subject to the repair being carried out by your insurer-approved repairer. A courtesy car is not available in respect of total loss claims or where the vehicle is stolen and unrecovered, or for accidents occurring outside the UK. In the event you need to make a claim on your policy your insurer may instruct an approved repairer to carry out the repairs. In most cases, if they do instruct repairs to start, a standard courtesy car will be supplied during the period of the repairs. A standard courtesy car is a category 'A' vehicle, normally a small 3 door, 1 litre hatchback car. Any accident you or any insured driver are involved in must be notified within 48 hours.